The short answer is yes, it is possible to get a credit card swipe machine (POS terminal) with a Free Zone license in the UAE, but it comes with specific conditions.
In this guide, we explain the required documents, approval timeline, and cost.
Key Requirements & Conditions
1.Bank Account Requirement:
- To get a merchant account (which is necessary for a POS terminal), your Free Zone company must have a corporate bank account in the UAE.
- Personal account integration is possible for Free zone establishments with single partner ownerships. This is the first and most critical step.
2.Trading vs. Non-Trading Licenses:
- Trading License (Physical Goods): If your Free Zone company is involved in trading (import/export, retail, wholesale) and you have a physical location (like a warehouse or showroom) where the customer can be present, obtaining a POS terminal is relatively standard.
- Service/Consultancy License: If you are a service-based company (consulting, digital services, freelancing) with no physical customer-facing location, a social media presence or website is mandatory
3.Physical Presence vs. E-Commerce:
In both the cases you can obtain POS machines.
Documents Required for Getting a Card Swipe Machine in UAE
To apply for a card swiping machine in Dubai or anywhere in UAE, prepare the following documents:
1. Trade License (Free Zone License )
- A valid license issued by the Freezone.
2 Memorandum of Association or article of Association from Free zone.
- A duly signed Memorandum of Association or article of Association from Free zone is mandatory.
3. Passport & Emirates ID of the Partner/Owner
- Mandatory for identity verification.
4. IBAN Proof – Personal or Business Account
- Even if you don’t have a company bank account, a personal account IBAN is accepted for Free Zone Establishments.
5. TRN Certificate (If Available)
- Not mandatory, but helpful if you are registered for VAT.
6. Product Photos or Social Media Page Screenshot
- Payment providers request this to confirm your business activity, especially for online sellers.
⏳ How Many Days Does It Take to Get the Machine?
The process is fast.
Most providers deliver and activate the POS machine within 24 to 48 hours.
If documents are complete, same-day approval is also possible in some cases.
